1.
Muhammad Muzammil Asghar, Muhammad Faisal Razzaq. Effect of Digital Payment Systems and Mobile Wallets on Consumer Behavior and Financial Inclusion. JEMBA [Internet]. 2025 Aug. 30 [cited 2026 Jun. 12];4(2):26-3. Available from: https://www.journals.airsd.org/index.php/jemba/article/view/568